What is a corporate business card?

A corporate business card is a type of credit card that allows business owners and authorized employees to make business-related payments. Now, what do you mean by business-related payments? These are the expenses made for a business purpose like purchasing office supplies, paying utility bills, etc. Also, if you are sending employees to conduct business out of the office, then all the expenses related to it like client food and lodging come under company expense.

How are corporate cards different from business credit cards?

No matter what the size or type of business, owners can apply for business credit cards. But, corporate cards are not meant for startups. These cards are provided to large organizations with a healthy credit score and proof of business ownership.

Business credit cards for startups require a personal guarantee and the owner is liable for all the debts during a business failure. The issues of these girls generally provide seamless integration with accounting software to ensure the owners have access to limiting the expenses on employee cards.

Every employee of a company is not allowed to get access to corporate credit cards. Even some issues may ask for the minimum number of employees to hold on the cards. Here, the liability falls on the corporation instead of the owner. This means if a business goes down, the owner is not held responsible.

How can startups get a corporate card?

Startups can get corporate cards from Aspire, only if they have an SME business account. Opening an account is easy and convenient. You don't have to move out of your home to visit a physical office, nor do we ask for any paperwork. The entire process is 100% online and you get an account within 5 minutes. On top of that, you get a corporate business card immediately. Now, you can issue as many cards as required for the employees.

How can I manage my expenses with corporate cards?

At Aspire, you get the smartest corporate cards for startups. 

They allow you to make international payments at five times cheaper than other payment options and have low transaction fees.

You get an opportunity to save money on the cashback and rewards. For every digital payment from our platform, you get 1% cashback. Also, you can get access to 50,000+ rewards from our platform partners.

Controlling business expenses at the initial stage of a company is important to save money and get rid of bankruptcy. Here, you can control these expenses by limiting the card amount for each employee, and we provide you real-time spend notifications and automatically sync with your accounting software. 

Our system is secured and integrated with important accounting software. The data remains safe with our two-step verification process. You get a chance to cancel or freeze these cards anytime to avoid fraudulent activities.

A corporate business card from Aspire can be connected with your mobile wallets like Google Pay and Apple Pay. 

There is no additional cost charged for issuing these cards. Owners can get them as many as required to keep all the transactions separate and easily understandable.